סימן פה סעיף ד

וְהַבָּתִּים שֶׁאֵין שָׁם הַדְּלֵקָה, אֶלָּא שֶׁהֵם קְרוֹבִים וִירֵאִים שֶׁתַּגִּיעַ גַּם לָהֶם, כֵּיוָן שֶׁהֵם אֵינָם בְּהוּלִים כָּל כָּךְ, מֻתָּרִין לְהַצִּיל כָּל דָּבָר לַמָּקוֹם שֶׁמֻּתָּרִין לְהוֹצִיא לְשָׁם. יֵשׁ אוֹמְרִים, דְּגַם מָעוֹת וּשְׁאָר דְּבָרִים יְקָרִים אַף עַל פִּי שֶׁהֵן מֻקְצִין, מֻתָּר לְהַצִּילָן מִן הַהֶפְסֵד הַגָּדוֹל הַפִּתְאוֹמִי, כְּגוֹן דְּלֵקָה אוֹ שֶׁטֶף מַיִם אוֹ גְּזֵלָה, עַל יְדֵי מַה שֶּׁמַּנִּיחִין עֲלֵיהֶם אֵיזֶה דְּבַר מַאֲכָל וּמְטַלְטְלִין אוֹתן כֵּן בְּיַחַד. (אֲבָל בְּמָקוֹם אַחֵר, אֵין שׁוּם הֶתֵּר לְטַלְטֵל כֵּן מַקְצֶה). וְיֵשׁ מְקִלִּין עוֹד יוֹתֵר, שֶׁאֲפִלּוּ לְבַדָּן יְכוֹלִין לְטַלְטְלָן, מִשּׁוּם דְּבִמְקוֹם הֶפְסֵד גָּדוֹל פִּתְאוֹמִי, נִדְחֶה אִסּוּר מֻקְצֶה, וּבִלְבַד שֶׁלֹּא יוֹצִיא לַמָּקוֹם שֶׁאֲסוּרִין לְהוֹצִיא.

Since the owners of the houses that are near the fire are less panicky¹¹And are less likely to forget themselves and extinguish the fire. even though they are afraid that [the fire] will also reach them, they may rescue everything [by taking it] to a place where it is permitted to carry.¹²Perhaps others may rescue the owner’s objects since they are calmer and are unlikely to forget themselves and extinguish the fire. [Mishnah Berurah 334: 4—Chayei Adam] Some say that money as well as other valuables, though they are muktzeh, may be rescued from a great, sudden loss, such as a fire, a flood or a robbery, by placing on them some food item, and handling them together in that manner. (However, under other circumstances, there is no allowance whatsoever to handle muktzeh in this manner.)¹³Where there is no threat of loss, placing food on a muktzeh object does not permit handling it. There are those even more lenient [who rule] that the valuables themselves may be handled,¹⁴I.e. without the placing of food. because where a great sudden loss¹⁵I.e. where there is a panic situation. However, in a situation such as where rain is involved, muktzeh may not be handled [Mishnah Berurah ibid.] [is involved] the prohibition of muktzeh is set aside ¹⁶There is great controversy concerning this statement of the author. Ran (Maseches Shabbos) writes that monetary loss alone is not sufficient grounds to dispense with the prohibition of muktzeh. Monetary loss is of avail only to prevent the transgression of a de’oraisa (Biblical) prohibition (e.g. where due to fear of loss, the person may transgress the de’oraisa prohibition of extinguishing a fire on Shabbos.)
Chasam Sofer (Even Ha’ezer 35), however, cites the Bach that where great loss is involved, even the derabanan (Rabbinic) prohibition of muktzeh is dispensed with.
Magein Avraham (338) rules leniently that monetary loss is of avail only where a non-active prohibition such as speech is involved. But an active transgression such as handling muktzeh is prohibited. Similarly carrying the object to a karmelis would also be prohibited. provided that you do not carry them out to a place wherein it is forbidden to carry.¹⁷See end of note 16.

תנא דבי אליהו כל השונה הלכות בכל יום מובטח לו שהוא בן העולם הבא שנאמר הליכות עולם לו אל תקרי הליכות אלא הלכות (נדה ע"ג.)